1. Introduction
    Welcome to the InvestorFlow.com website ("Site") and, if applicable, choosing to use our service or Software ("Service" or "Software") some of which is available on third party websites or services ("Third Party Online Service"). At InvestorFlow ("InvestorFlow"), we try to make our Privacy Policy easy to understand so that you are informed as to how we use your information. This Privacy Policy, like our Terms of Service and Acceptable Use Policy, is an integral part of using our Service; therefore you must completely agree to our Privacy Policy in order to use our Site or Service. InvestorFlow also refers to Silver Oven, Inc., which is the owner of InvestorFlow. You must be over the age of 18 to use our Site or Service.
  2. Information Collected
    Personally Identifiable Information Submitted by You
    You will not be required to provide us any information when you visit our Site. However, in order to access our Site or to use our Software or Service, you will be required to provide your name, email, address, and telephone number. Please be aware that we may also collect your credit card information for payment. The credit card information collected will be processed and stored by our third party payment processors.

    Non-Identifying Information
    Whenever you use our Site or Service, we may collect non-identifying information from you, such as your IP address, interactions with the Site and Service, query information, location, referring URL, browser, operating system, cookie information, usage, data transferred, and Internet Service Provider. Additionally, we may collect information regarding your usage and interaction with our Site. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party such as your wireless provider, this information alone cannot usually be used to identify you.
  3. Information Collected By our Software
    Aside from the personal and non-personal information listed above, our Software will also collect general usage data from you and will also collect data in regards to your user experience.
  4. Use of Your Information
    We will never sell any personally identifiable information to third parties without your consent. However, you agree that we may use your information:
    • To enhance or improve our users' experiences.
    • To provide our Service to you.
    • To understand how you use our Site, Service, and Software.
    • To contact you and to respond to inquiries.
    • To send you newsletters and process transactions.
    Additionally, we may give your information to law enforcement if we are compelled to by a court order, if there has been a violation of any United States Federal, state or local laws or if a violation of the Terms of Service or Privacy Policy has occurred.
  5. Accessing, Editing, and Removing Your Information
    If you have any questions or wish to review, change, or access any of your information collected by us – do so by emailing support@investorflow.com. Once you submit any information to us, you will be unable to opt out of our data collection practices. If you have any questions or wish for your information to be removed please contact us by submitting your request to support@investorflow.com. Please be aware that removal of your information may cause your account to become inaccessible. Also you agree that we may keep inaccessible copies of your information in our internal systems after removal for legal and internal purposes for a commercially reasonable period of time.
  6. Cookies and Tracking
    We use cookies to remember your preferences, for this reason, you must have cookies enabled in your browser to use our Site and Services. Additionally, some or all of our cookies may be accessible by third parties.
  7. Third Party Access to Your Information
    Although you are entering into an Agreement with InvestorFlow to disclose your information to us, we do use third party individuals and organizations to assist us, including contractors, web hosts, and others such as Google Analytics. Throughout the course of our provision of our Services to you, we may delegate our authority to collect, access, use, and disseminate your information. It is therefore necessary that you grant the third parties we may use in the course of our business the same rights that you afford us under this Privacy Policy. For this reason, you hereby agree that for every authorization which you grant to us in this Privacy Policy, you also grant to any third party that we may hire, contract, or otherwise retain the services of for the purpose of operating, maintaining, repairing, or otherwise improving or preserving our website, Services, Software or its underlying files or systems. You agree not to hold us liable for the actions of any of these third parties, even if we would normally be held vicariously liable for their actions, and that you must take legal action against them directly should they commit any tort or other actionable wrong against you.

    Without limiting the generality of the foregoing, you authorize us to use third party services for the purposes of information collection, providing Service and Software to you, and web analytics. Below is a non-exclusive list of third parties we may use:
    • Google Analytics or its affiliates
    • Rackspace or its affiliates
    • QuickBase® from Intuit® or its affiliates
    • Amazon Web Services, Inc. or its affiliates
  8. Law Enforcement
    You agree that we may disclose your information to authorities if compelled to by a court order. Additionally, you agree that we may disclose your information if we reasonably believe that you have violated US law or the terms of our Terms of Service or Privacy Policy or if we believe that a third party is at risk of bodily harm. In the event that we receive a subpoena affecting your privacy, we may elect to notify you to give you an opportunity to file a motion to quash the subpoena, or we may attempt to quash it ourselves, but we are not obligated to do either. We may also proactively report you and release your information without receiving any request to third parties where we believe that it is proper to do so for legal reasons, such as instances where we believe Your Content (as defined in the Terms of Service) violate any law of the United States or any other country having jurisdiction over us, our Site, Services, or our Terms of Service. You release us from any damages that may arise from or relate to the release of your information to a request from law enforcement agencies or private litigants. We may release your information under the conditions listed in this paragraph whether it is to individuals or entities and to any state or national authorities, as required.
  9. Commercial and Non-Commercial Communications
    If you decide to provide us with your contact information, you waive all rights to file complaints concerning unsolicited emails or texts from us, since you previously agreed to such communication. However, you may unsubscribe from certain communications by notifying InvestorFlow that you no longer wish to receive these solicitations. Once notified, we will endeavour to remove you from our database. If you wish to opt out of certain communications, please contact us by using our Contact Us form, or sending an email to unsubscribe@InvestorFlow.com.
  10. Third Parties
    InvestorFlow may post links to third party websites on our Site or Service, which may include information that we have no control over. When accessing a third party site through our Site or Service, you acknowledge that you are aware that these third party websites are not screened for privacy or security issues by us, and you release us from any liability for the conduct of these third party websites.

    Please be aware that this Privacy Policy, and any other policies in place, in addition to any amendments, does not create rights enforceable by third parties. InvestorFlow bears no responsibility for the information collected or used by any advertiser or third party website. You must review their Terms of Service and Privacy to understand how their information collection practices work.

    The Software store at QuickBase.com or any other location, that you download our Software from may collect additional personal information. Please read and understand that third parties' Privacy Policy and Terms of Services before downloading our Software.
  11. Security Measures
    We take reasonable attempts to protect your information. However, as this is the Internet, we can make no guarantees as to the security or privacy of your information through our Site or Service or Software. For this reason, we recommend that you use anti-virus software, long and complex passwords that are not used on other sites, routine credit checks, firewalls, and other precautions to protect yourself from security and privacy threats.
  12. Age Compliance
    We intend to fully comply with US laws respecting children's privacy. Therefore, we do not collect or process any information for any persons under the age of 18. If you are under 18 and using our Site or Service, please stop immediately and do not submit any information to us.
  13. International Transfer
    Your information may be transferred to – and maintained on – computers located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction. We may transfer personal information to the US or elsewhere and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
  14. Your California Privacy Rights
    InvestorFlow permits residents of the State of California to use its Service, and complies with the California Business and Professions Code §§ 22575-22579. If you are a California resident you may request certain information regarding our disclosure of personal information to any third parties for their direct marketing purposes. Various provisions throughout this Privacy Policy address requirements of the Californian privacy statutes. Although we do not sell your information to third parties without permission, you must presume that we collect electronic information from all visitors. You may contact us with any questions.
  15. Contact
    If you have any questions regarding your information or this Privacy Policy, please contact us at support@InvestorFlow.com.
  16. Amendments
    Like our Terms of Service and Acceptable Use Policy, we may amend this Privacy Policy from time to time. When we amend this Privacy Policy, we will update the date at the bottom of this Policy. You must agree to the amendments as a condition of your continued use of our Site and Service. If you do not agree, you must immediately cease using our Site and Service and notify us at support@InvestorFlow.com of your refusal to agree.


Last Modified: August 11, 2015